If you are first home buyer, purchasing your first home is a massive undertaking. The task of navigating through the process could seem daunting when for the first time you need to work out:
- How much can I borrow?
- How much deposit do I need?
- Which facility is right for me?
- What options are out there for fixed and variable?
What are the costs associated with a purchase? (For example Lenders Mortgage Insurance if applicable, stamp duty, legal fees, searches, just to name a few.
If you are looking to move or upgrade, need to extend, invest, increase, there may be better options out there for you, allow us to review your current situation and see if we can’t provide you with a better option.
Australians love to invest in property, if this is something you are considering, or you have sought advice from a qualified financial planner and they have advised you accordingly, the options available are numerous and can again seem daunting.
How much deposit do I need?
Do I need deposit?
Can I use the equity in my current property? How?
How much can I borrow?
What if I want to use the equity in my house to purchase shares instead, can this be done?
Drop us a line to discuss to see how we can tailor an investment mortgage solution for you.
Some clients purchase a property, have a mortgage facility in place and then “set and forget”. Years down the track the mortgage landscape has changed, interest rates have moved and clients are potentially missing out on savings simply by refinancing to an alternative, better solution.
Do you have a number of loans, personal loans, credit cards, and a situation that you would like to review, consolidate and streamline? Let us have a look at the facility you have and how we can potentially save you money.
Not every investor wants to purchase a standard residential property. If you are looking to purchase a commercial property, or maybe you are self-employed, are currently leasing your commercial property and are looking to invest and purchase, talk to us to see how we can make this work.